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Protect your company from avoidable loss and harm with our comprehensive enterprise risk management solutions.

Enterprise Risk Management Solutions

Lowers Risk Group provides comprehensive enterprise risk management solutions to organizations operating in high-risk, highly-regulated environments and organizations that value risk mitigation.

Our Companies

Risk Mitigation & Loss Prevention

The international leader in enterprise-wide risk mitigation and loss prevention, Lowers & Associates (L&A) sets the standard for creating programs that protect your organization and its interests. Offering a comprehensive set of risk assessment, audit, investigation, and compliance solutions, L&A brings extensive experience to the design of short- or long-term programs that address your specific needs.

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The Latest from Lowers & Associates

Fighting Fraud in Your Organization

November 19, 2021

This week, we were proud to support the ACFE’s International Fraud Awareness Week — a global effort to minimize the impact of fraud by promoting...

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Fraud Stories: E-Commerce Fraud

November 18, 2021

Today is day 4 of our Fraud Awareness Week series, Fraud Stories and Lessons Learned. Jenn Wolfgang, Account Manager for Lowers & Associates, shares the...

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Fraud Stories: $10M Billing Fraud Scheme

November 17, 2021

Today is day 3 of our Fraud Awareness Week series, Fraud Stories and Lessons Learned. Tom Dolan, Manager of Claims & Research for Lowers & Associates,...

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Financial Forensics and Risk Mitigation

For matters of extreme importance, for problems that must be solved, the Lowers team of forensic accountants, litigation experts, investigators, and risk professionals are trusted to get the job done.

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The Latest from Lowers Forensics

Ransomware: Should you pay the ransom? – Part 2

March 16, 2022

By Danielle M. Gardiner, CPA, CFF, and Joseph Lazzarotti, Contributor: Shiraz Saeed A ransomware demand is enough to give any company executive heartburn as the...

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Ransomware: To pay or not to pay? – Part 1

March 15, 2022

By Danielle M. Gardiner, CPA, CFF, and Joseph Lazzarotti, Contributor: Shiraz Saeed Ransomware is among the most offensive and damaging types of cyberattacks an...

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Business Interruption Claims & Implications for Loss Calculations

January 1, 2022

By David Gardiner, CPA Original Publish Date: January/February 2022, Claims Magazine Where have all the workers gone? According to the Bureau of Labor...

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Employment Screening Services

Proforma Screening Solutions provides comprehensive employment screening services and solutions to mitigate risk and support the business goals of today’s human capital-driven organizations. Proforma’s programs go beyond simple reporting to drive compliance, enhance safety, and boost performance throughout each organization.

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The Latest from Proforma Screening Solutions

4 Types of Criminal Background Checks for Employment

June 17, 2022

Hiring new employees is more than a matter of trusting one’s intuition. Employers have a responsibility – a legal duty of care – to take reasonable...

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What is Adverse Action Under the FCRA?

May 24, 2022

What happens when a background check on an applicant or employee uncovers something that would negatively impact that person’s employment? Under the Fair...

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Navigating the Criminal Records Landscape

October 2, 2019

A staggering 73.5 million people in the U.S. have a criminal record, according to the Department of Justice. That’s one in every three adults. It should come...

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International Loss Adjusting and Claims Management

Adjusteck is an international Loss Adjusting and Claims Management firm built on human experience and driven by technology. We blend a bespoke approach to technical, complex loss adjusting for clients in the insurance and reinsurance markets with enterprise-level risk mitigation expertise.

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The Latest from Adjusteck

Adjusteck Expands Loss Adjusting Capacity in Italy with New Partnerships

September 13, 2022

Adjusteck announces two new additions to its global loss adjusting partner network, expanding its reach in Italy with The Acme Loss Adjusting and Risk Survey...

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Adjusteck Further Expands Latin America Reach by Welcoming New Partners in Ecuador and Colombia

May 23, 2022

Adjusteck announces two new additions to its global loss adjusting partner network, expanding its reach in Latin America with Ecuador-based Riesgos &...

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Adjusteck Welcomes Atlas Adjusting to Global Partner Network, Expanding Capabilities in Indonesia

February 23, 2022

Adjusteck announces a new addition to its growing global partner network. Atlas Adjusting will enhance Adjusteck’s loss adjusting capabilities in Indonesia....

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Drone Solutions

Lowers Drone Solutions offers globally-accessible drone capabilities backed by the trusted name in insurance risk mitigation.

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