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Protect your company from avoidable loss and harm with our comprehensive enterprise risk management solutions.

Enterprise Risk Management Solutions

Lowers Risk Group provides comprehensive enterprise risk management solutions to organizations operating in high-risk, highly-regulated environments and organizations that value risk mitigation.

Our Companies

Risk Mitigation & Loss Prevention

The international leader in enterprise-wide risk mitigation and loss prevention, Lowers & Associates (L&A) sets the standard for creating programs that protect your organization and its interests. Offering a comprehensive set of risk assessment, audit, investigation, and compliance solutions, L&A brings extensive experience to the design of short- or long-term programs that address your specific needs.

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The Latest from Lowers & Associates

Why Fraud Prevention (Always) Matters

October 12, 2022

Summary Despite the prevalence of organizational fraud and its well-documented costs, businesses both large and small continue to operate without – or fail to...

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Fighting Fraud in Your Organization

November 19, 2021

This week, we were proud to support the ACFE’s International Fraud Awareness Week — a global effort to minimize the impact of fraud by promoting...

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Fraud Stories: E-Commerce Fraud

November 18, 2021

Today is day 4 of our Fraud Awareness Week series, Fraud Stories and Lessons Learned. Jenn Wolfgang, Account Manager for Lowers & Associates, shares the...

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Financial Forensics and Risk Mitigation

For matters of extreme importance, for problems that must be solved, the Lowers team of forensic accountants, litigation experts, investigators, and risk professionals are trusted to get the job done.

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The Latest from Lowers Forensics

Navigating Business Interruption and Extra-Expense Claims When Inflation, Workforce Shortages, and Supply-Chain Issues are High

November 17, 2022

By Grant Mizel, with Danielle Gardiner This year’s Hurricane season was not quite as active as anticipated by the scientific community in terms of storm...

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Ransomware: Should you pay the ransom? – Part 2

March 16, 2022

By Danielle M. Gardiner, CPA, CFF, and Joseph Lazzarotti, Contributor: Shiraz Saeed A ransomware demand is enough to give any company executive heartburn as the...

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Ransomware: To pay or not to pay? – Part 1

March 15, 2022

By Danielle M. Gardiner, CPA, CFF, and Joseph Lazzarotti, Contributor: Shiraz Saeed Ransomware is among the most offensive and damaging types of cyberattacks an...

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International Loss Adjusting and Claims Management

Adjusteck is an international Loss Adjusting and Claims Management firm built on human experience and driven by technology. We blend a bespoke approach to technical, complex loss adjusting for clients in the insurance and reinsurance markets with enterprise-level risk mitigation expertise.

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The Latest from Adjusteck

Adjusteck Strengthens London Team, Welcoming Richard Keegan as Senior Executive Adjuster Accountant

November 1, 2022

Richard Keegan will serve as a Senior Executive Adjuster Accountant, focusing on technical and complex losses and serving the international insurance market...

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Adjusteck Expands Loss Adjusting Capacity in Italy with New Partnerships

September 13, 2022

Adjusteck announces two new additions to its global loss adjusting partner network, expanding its reach in Italy with The Acme Loss Adjusting and Risk Survey...

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Adjusteck Further Expands Latin America Reach by Welcoming New Partners in Ecuador and Colombia

May 23, 2022

Adjusteck announces two new additions to its global loss adjusting partner network, expanding its reach in Latin America with Ecuador-based Riesgos &...

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Drone Solutions

Lowers Drone Solutions offers globally-accessible drone capabilities backed by the trusted name in insurance risk mitigation.

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